What will I need to do to prepare for the Foreclosure Mediation, and what should I bring to the mediation session?
In order for the mediation to be as helpful and effective as possible, it will be necessary for you to gather various documents and pieces of information. This information will be used at the mediation and in your discussions with the Plaintiff / Lender. The following is a list of information that will be needed for the mediation:
  • Information concerning money you may have available to contribute to any arrearages on the mortgage, and when that money would be available to you.
  • Proof of income including all income that can be used to pay the mortgage, whether earned by the titled owner or by anyone else in the household. You should have 2 or 3 pay check stubs from each person who contributes to the household income, current bank statements, tax returns, or profit and loss statement if you are self-employed.
  • A detailed explanation of your expenses. This should include every expense you can think of.
  • Names and addresses of any other creditors with liens on the property.
  • Amount of property taxes owed on the property, if any.
  • Proof of homeowner’s insurance, if any.

Show All Answers

1. I have received a Summons and a Complaint for Foreclosure. What is this?
2. On the Summons, I am told to file an Answer. What is an Answer?
3. The Summons says that if I do not file an Answer within 28 days, a default judgment could be issued against me. What is a default judgment?
4. With the Summons and Complaint for Foreclosure I received a Request for Foreclosure Mediation and a Questionnaire. What is Foreclosure Mediation?
5. What should I do with the Request for Foreclosure Mediation and Questionnaire?
6. What will I need to do to prepare for the Foreclosure Mediation, and what should I bring to the mediation session?
7. What will happen at the mediation session?
8. What are some possible solutions that may be agreed upon?